What type of insurance protects homeowners against losses from theft or fire?

Homeowners insurance is specifically designed to protect individuals who own a home against various types of losses, including those from theft or fire. This insurance policy typically covers not just the physical structure of the home, but also the personal belongings inside, providing financial assistance to the homeowner in the event of such disasters. By having homeowners insurance, policyholders can recover costs related to property damage and losses due to incidents like theft or fire, ensuring that they are financially protected.

The other types of insurance listed serve different purposes. Auto insurance is focused on vehicles and protects against damage or liability resulting from automobile accidents. Title insurance protects against losses related to property ownership and other issues that may affect the title of a property, while health insurance covers medical expenses. Each has its specific use case, which is why homeowners insurance is the appropriate choice when discussing protection from losses due to theft or fire for homeowners.